THE FAST EATS THE SLOW

SERGIO ZYMAN,
eX CHIEF MARKETING OFFICER OF COCA COLA
Definitely one of the living geniuses of Marketing in the world today.


THE FAST EATS THE SLOW

It has been proven so many times in history be it business or at war. It has never been the big that beats the small. It is the fast that eats the slow.

So when starting a new venture, is it always proper to wait for everything to be perfect before taking the market?

Perfection if ever achieved is a fleeting thing for the world is moving so fast making what is perfect for the moment becoming only almost perfect the next instance if not totally out of context.

What is imperative is to get the basics firmly laid on a solid ground and then just fly off. Doing the wrong things slowly will definitely not produce the right outcome as well. So, it is doing the right things fast and GET THE BUSINESS MOVING EVEN FASTER.

A business venture will have to adapt to changes and challenges. Stubbornness or plain ignorance of a business leader (the CEO) is no longer a luxury in today's business world.

Likewise, the business climate of today does not permit any one to do things slowly, slowly. No one could afford to wait, especially the leaders in the market for it is their survival.

We may not need the leaders as we can always build our own leaders from scratch but do we have the luxury of waiting as well?

Past experience provides us the wisdom of charting the future, not a prison to our own mind. For the past does not necessarily equal to the future.

IT IS NOT THE BIG THAT EATS THE SMALL. IT IS THE SLOW THAT GETS EATEN BY THE FAST.


Yours truly,

Muhamad Abdullah.
K.L.

Looks and Reality

This so called owner of this particular Company, young, innocent and painfully naive looking has again proven that looks can still be extremely deceiving.

Started this XYZ Company. Got himself one capable 001. Within 1st month the company collected RM3-4 million. It was booming ever since it started keying in new members last 10th January. And that monkey sang all those jazz about wanting to build a long lasting business.

They were moving so fast into Phillipines, Indonesia and Thailand. Everything looked set and clearcut to take the huge markets the Company has embarked its' campaigns on.

Everything looked in order until it became overly suspicious when my business expenses claims were not honoured. The Company has been dragging its' feet despite booming business.

And yet, the owner that paid RM65,000 for the SUPL in Indonesia(AJL equivalent in Malaysia) which I could have gotten for less than RM25,000 charged the Company RM165,000!

RM 70,000 went into his pocket and another RM30,000 went into another Director's pocket, Mr.G.

On top of that they also robbed the company from renovations done at the HQ by inflating it many times higher.

Where did the money go? Renovated his house. Siphoned RM1 million+ from the company's account into his private account leaving the Company's bank account dry (RM900 left in bank account) despite almost RM4 million turn over for month of March.

Little wonder the Company has not been able to owner my claims. Don't have to figure out about withdrawals.

If not for the 001 helping members to cash out against his own points, everything would have been gone by end of March or latest mid April if members all withdraw their incomes from the Company's e-wallet.

If not also for the new partnership with the Indonesian company which is buying 50% of the Company's share, injecting RM5 million + by this week, the game is DEFINITELY OVER.

This company would not be able to pay out members' bonuses. And that is just exactly after 90 days in busines. #x#@ him. That son of a b.... And I edified him and the company to Cloud 7. Oh bloody ....

When will be the day when a Malaysian company in the MLM industry would ever stop from being so myopic and seriously start taking the world?

Still wonder why a Chinaman like this cannot take the world? 'Coz the brain is smaller than of an ostrich's..

Is it worth to hang around still dying for the Company?

Yours truly,

Muhamad bin Abdullah

MAXIS' M MONEY

About 3 months back I posted something on the future of mobile money as I was approached to help market the same with another company. I doubted the company's claims of exclusivity. True enough, as expected, Maxis and Maybank just got into partnership to exploit the market with their ready database of customers.

In short, customers can now use their Maxis Mobiles plus Maybank Accounts without carrying their cash anymore to pay bills or other tansactions at supermarkets, petrol pumps and what nots.

Here is the report by The Star, yesterday, Wednesday 9th April.



"Maxis unveils mobile payment service

Maxis Communications Bhd expects its latest mobile money service, M-money, to record domestic transactions worth about RM500mil per annum by 2010, according to group chief executive officer Datuk Jamaludin Ibrahim.

In terms of take-up, the group expected to have one million M-money customers within the first 12 months, he said.

"M-money represents a tipping point in the emerging mobile banking and payment industry," he said at the launch of the service, the result of a strategic alliance between Maxis and Malayan Banking Bhd (Maybank) yesterday.


He added that users could instantly credit or cash out money securely from their M-money accounts via their mobile phones through Maybank Financial Services or selected Maxis centres and DropZone outlets.

M-money allows consumers to use their mobile phones to make domestic fund transfers and purchases of selected goods and services up to RM500 in value. A 50 sen fee is charged per transaction.

Maxis plans to extend the service to include overseas money transfer within neighbouring countries once it receives Bank Negara approval.

It will also be working with Maybank to enable mobile phones to be used as a Touch n' Go card for transportation or Visa Wave credit card for purchases.

Maybank president and chief executive officer Datuk Amirsham A. Aziz said M-money was the country's first complete end-to-end electronic money service.

"This partnership gives us an opportunity to explore innovative avenues for expansion and enables consumers to enjoy greater payment and e-commerce convenience via the use of electronic money," he said. He added that the bank's Maybank2u.com portal, which was now averaging electronic transactions worth about RM3bil per month, was an indication of the growing popularity of e-commerce among Malaysians.

On a separate note, Jamaludin said Maxis would announce the partner for its Indonesian venture in a few weeks.

He said the company was currently in talks with a "couple" of parties but declined to disclose if they were local or foreign."

- report by the star newspaper, tuesday 8th april 2008.

General Election 2008. Malaysia.

Datuk Seri Abdullah Badawi

I have chosen to be apolitical for a long time abstaining myself despite knowing a little to what is melting in the Malaysian political scene until the historic General Election on the 8th of March 2008 which turned the table against almost everbody's expectations, the ruling Barisan Nasional and the Oppositions alike.

But what followed has been bigger than the GE itself.

Pak Lah's team lost miserably, the worst outing in 50 years history of general elections.

PENANG.

Penang, Abdullah Badawi, the Prime Minister's home state, fell to DAP with Lim Guan Eng who squeezed the final political breath out of Koh Tsu Koon the Chief Minister of Penang and Gerakan's Acting Chairman.


LIm Guan Eng, Penang's New Chief Minister




For Guan Eng, being the new Chief Minister without any past experience in what so ever public office is without doubt totally unprepared for such a mammoth task. The next 4 years or so is definitely not going to be easy. He is definitely going to fumble. A lot.

Koh Tsu Koon, ex Chief Minister of Penang and Gerakan Acting President

KEDAH
Kedah also created history with PAS ( a Muslim based party) beating the Barisan Team broke, taking over the state installing themselves as the Menteri Besar or Chief Minister. But in terms of qualification, I must say he is the best qualified so far, academically. What he can deliver is of course another matter.

Shahidan Kassim

ex Mentri Besar of Perlis


PERLIS
Just North of Kedah, Perlis spun a very diffrent story. Despite the former Menteri Besar leading the Barisan yet to another victory, he was ousted and replaced by another guy endorsed by the palace despite Pak Lah's proposal of having Shahidan reappointed another term as Menteri Besar.

Quite obviously, it was the work of fellow politicians who were then Ministers in the Malaysian cabinet like Radzi Sheikh Fadzil, Azmi Khalid and gang that conspired against Shahidan who stepped onto too many people's toes in Perlis UMNO politics. But that went at a price as well. Both lost their Cabinet posts bleaving them as normal Members of Parliament.

PERAK
In Perak, again it was another nightmare when PAS, Keadilan and DAP took over the state from BN. Despite DAP winning most seats among the Oppositions, it was the state law that the Menteri Besar has to be a Malay.

Again the new MB is the best qualified so far to head the state, a succefssful engineer that speaks Malays, English, Mandarin and Tamil has already started to win people's heart at functions with his eloquence.


Tan Sri Khalid Ibrahim. Selangor New Mentri Besar. From Corporate supremo to political heights.




SELANGOR
But the best grab for the Opposition must have been Selangor, wrenching it over from the ruling Barisan government, the richest state in Malaysia. Keadilan beat the BN flat out! Imagine the Khir Toyo ( a dentist in a small town of Sg Besar) ex Menteri Besar, waking up the following morning after the GE having to grasp with reality that he was no longer the Menteri Besar.


Khir Toyo, ex Mentri Besar of Selangor






Hopefully, the new MB from Keadilan, Tan Sri Khalid who was Guthrie's Chairman and PNB's as well being the most qualified so far, will bring some positive changes of good governance voters deserve.



SAMY VELLU
Samy Vellu, MIC chairman was beaten handsdown in Sungai Siput Perak bearing the wrath of the Indians and other voters alike. I wonder how Lord Samy Vellu must have felt following the defeat. It must be difficult waking one the following mornings after the defeat with no more body guard, driver and all the perks of a Minister. You are an ex Minister now, Samy.

TRENGGANU
In Trengganu, yet another story. Idris Jusoh the then Menteri Besar, led his team to victory beating the Oppositions but failed to get re-appointed as the Menteri Besar. The palace is plainly not happy with him and after more than 10 days stan-off, the palace apointed Mat Said from Kijal as the new Menteri Besar amidst the boycott of all others who won the recent GE, standing behind Idris as they were all nominated by him to stand in the election.

Idris Jusoh. Currently Ex Menteri Besar of Trengganu.
What is going to ensue, is any one's guess. But politicians being politicians will just eventually toe the line of power when their own interests matter.

SO WHAT WENT WRONG?
1. Abdullah Badawi has failed miserably as a Prime Minister and leader to the Malays and the rest alike. No doubt about it. How Khairy Jamaluddin his son-in-law manipulates in his politics and government is open secret known even to everybody, politics or business. Just ask around and you'll get more than you can chew.

2. Those in power abused their positions big time, depriving others more deserving or entitled to.

3. The business community were short changed as well unless well connected to the power cronies.


Campaigns like this by the internet savy has certainly done a lot of damage to the BN. Simple yet so far reaching..

4. Indians were disillusioned with Samy Vellu who has been ruling MIC as his own dynasty for more than 2 decades.


Ong Kah Ting, MCA President

5. The Chinese were also disillusioned with MCA and the politics of MCA preceding the GE has not been healthy at all. And so is Gerakan.

6. The Malays? They have been the biggest losers being second class citizens in their own land unless they are members of the cronies of UMNO.

Feel sorry for Pak Lah. Not only he gave away his daughter to this guy, but also his political life.


KJ,enemies abound from within UMNO and of course, the Oppositions.
Pictured copied from http://www.kickdefella.wordpress.com/

UMNO
7. UMNO. The day has come when the King with no clothes on is the best dressed king in the whole kingdom. Surrounded by people in positions or otherwise, the President is made to believe that everything is fine even though things are rotting at the grass root levels.

Unless quickly the truth is quickly acknowleged, what has happened is just the beginning of the end. It has happened in Japan before. The Phillipines. Thailand. We are never short of history lessons to learn from.

8. STRONG OPPOSITIONS?
Do Malaysians really endorse the politics of bigotry or extremism of PAS, DAP & Keadilan? I don't think so.

It's just that when voters were fed up of the ruling coalition, who would they vote for? Opposition.

Q:How long can this brand of politics last?
A: For as long as the King believes he is still the best dressed in the Kingdom despite being naked in everybody's eyes.

Yes, Anwar Ibrahim has been extremely instrumental in getting the Opposition parties to come around together, but I was around then when he orchestrated Tun Ghaffar Baba's exit from being the then Deputy Prime Minister and Deputy Oresident the then almighty UMNO in 1993.


Marriage of convenience?

I was there to witness how well he 'managed' Malaysia as Finance Minister and wanting to bring in IMF into Malaysia during the economic crisis of 1997-98.

As an UMNO Division Youth Head, I was involved at National Level politics as well and I witnessed a thing or two right before me. Saw it all how Anwar Ibrahim distributed wealth to his cronies through newly listed companies' shares by the hundred of thousands, projects and what nots under the jurisdiction of the Ministry of Finance.



Rafidah Aziz

THE LESSON from POLITICS.

"Absolute power corrupts absolutely. "

Good bye Khir Toyo, Sammy Vellu, Koh Tsu Koon, Tajol Rosli, Rafidah Aziz, Ong Kah Tin, Jamaludin Jarjis, Azmi Khalid, Shahidan Kassim, Radzi Sheikh Fadir, Idris Jusoh(?) and the rest. After all your hard work to the nation and the people, you guys deserve to retire. Don't you?

And Pak Lah? Are you the best dressed King in the Kingdom now?

Yours truly,

m.a.

Of Friends and Family...

To all Friends and Family Members of Mr Navin Kini and John and Rob, kindly CLICK HERE to view my posting on you guys..

Otherwise directly click here:

www.kristal-unggu.blogspot.com.

Yours truly,

Muhamad Abdullah.
K.L.

On The Shores of Tomorrow

And so, everything has been redifined. The mobile phone for example, is no longer playing the functions of a mobile phone i.e. to receive and make calls.

It is now a music channel, as MP3 to listen to pre-recorded music, or a radio, a tv, a camera, a videocam, a calculator, a mini computer, an internet access where one could do literally thousands or even million things from banking to sending emails on that little thing called the mobile phone.

But of coz, visionaries and missionaries would always take it to the next level.

How about paying bills, sending money to each other no matter where in the world just by using sms throuh your mobile? It is already happening in Japan and now in Malaysia a company is seriously taking it to the next step where one could just use their mobile by touching at terminals in shopping complexes to pay for their shopping bills.

Already, Malaysians especially in cities like KL are getting used to the Touch N Go cards to pay for tolls, LRT, trains and even bus tickets.

So, how would Malaysians at large react to this new phenomena? One thing for certain, it requires lots of educating the consumers.

But for the meantime, get informed. Just spend some time to read the following article as a food for thought before jumping on any bandwagons of change as a business or career...


世論 What Japan Thinks
From kimono to keitai; research Japanese facts and figures through translated opinion polls and surveys.

Majority of mobile phone wallets sit unused
By Ken Y-N ( June 15, 2007 at 22:42) · Filed under Uncategorized
With the Japanese market getting frankly rather crowded, with new electronic money services being launched every other week it seems, japan.internet.com reported on a survey conducted by goo Research on the matter of Osaifu Keitai, or mobile phone electronic wallets.

Demographics
Between the 31st of May and the 2nd of June 2007 1,093 members of goo Research’s online monitor group completed a private internet-based questionnaire. 52.2% of the sample was male, 17.1% in their teens, 19.5% in their twenties, 18.0% in their thirties, 17.6% in their forties, 16.6% in their fifties, and 11.2% aged sixty or older.

Most new mobile phones are equipped with the FeliCa chip, the RFID electronics from Sony that powers almost all the smart cards in Japan, so it is perhaps not terribly surprising that the awareness of Osaifu Keitai is so high. I’ve actually never owned a phone with the chip, however.

Research results
Q1: Do you know about Osaifu Keitai (mobile phone wallet)? (Sample size=1,093)
Know of it81.4%
Heard the name, but don’t know what it is15.8%
Don’t know it at all2.7%

Next, from the sample 435 people, or 39.8%, had phones that had the required chip inside. They were then asked the following question:
Q2: How often do you use your Osaifu Keitai (mobile phone wallet)? (Sample size=435)
Often use it (to SQs)14.0%
Sometimes use it (to SQs)13.6%
Hardly use it36.3%
Never used it63.7%

Summing up the first three responses, we see that 36.3% have used their mobile phone’s electronic cash features; however, this is down eleven percentage points from the last time they inquired about this data.
Q2SQ1: How do you use your mobile phone wallet? (Sample size=120, multiple answer)
VotesPercentage
Paying for shopping, restaurants11595.8%
Paying for using public transport4638.3%
Membership card, point service3831.7%
Paying for net shopping1613.3%
Instead of a season ticket1512.5%
Instead of a movie, concert ticket108.3%
Other00.0%

Q2SQ2: How much money do you currently have stored in your mobile phone wallet? (Sample size=120)
0 yen6.7%
Up to 1,000 yen8.3%
1,000 to 3,000 yen28.3%
3,000 to 5,000 yen20.8%
5,000 to 10,000 yen22.5%
Over 10,000 yen13.3%

Of the 120 frequent or occassional users, 67.5% also carried contactless IC cards, but of the 315 who rarely or never used their mobile phone’s electronic cash features, only 48.6% also carried a card-based electronic cash solution.

Related articles:
Mobiles to replace cash and plastic in ten years?
Mobile phone electronic wallets gaining users
Mobile phone electronic wallet hardware penetration high, user penetration low
Over one in four have lost a mobile phone, vast majority reclaimed

One Of The Last Few of the Gentlemen

Last Sunday, December the 2nd, me and my other half were invited to a private meeting with a friend and his dad who happened to be the great guy, a friend we made a few years back while in that particular company from Down Under.

And we had a great afternoon of fun amidst the brain storming session.

To begin with, being in his presence already made my day. A gentleman in every fibre of his being. This is a man who still teaches at a local University and shares his wisdom through his talks as a professional speaker and the President of The Malaysian Association of Professional Speakers.

It was a feeling of total comfort and security being in the presence of a dear friend with a great thinking mind embraced by a set of values that I am totally comfortable with.

Here is a man who has contributed so much and yet been robbed of his dues many times because there are just plain too many
'respectable people' with positions out there who are anything but respectable in their integrity and 'educated' yet devoid of a thinking mind who has little regard for other people's intellectual properties. And despite all those unpleasant experiences, he continues to stand tall with his believes and values of what is right and wrong.

His passion has always been teaching and sometimes that became the brunt of his son's joke for being paid peanuts. But as he always said, "It is my passion." And it's quite difficult for the common people to appreciate that. Who would understand for people like us to take days to prepare for a talk? Or days to prepare an 8 page presentation slides?

We spent a couple of hours together and we left refreshed. The whole meeting was to say the least, therapeutic.

And the world's thirst for such simplicity and honesty shall never be quenched for this man is one of the rare breed left in this universe. One of the last few of the gentlemen...

The other one that I had the privilege of knowing some years back has passed on. The late Tan Sri VM Hutson, one of the founders of Zoological Society (The Zoo) in Ulu Klang and The Outward Bound School in Lumut Perak.

So guys, appreciate and enjoy the great mind of this dear friend of ours for all of us are but mortals...


Dato Dr. Omar a.k.a. 'Pak Sheikh'.

Thank you Sir, for the wonderful afternoon.

Yours truly,

MuhdAbdullah.
KL.

MEANING OF MEANINGS

"ONLY CHANGE IS CONSTANT" and so the cliche goes. But on hindsight,
it has never gotten out of any context.

But no matter what 'change' means to different people, one thing for sure, people changes with time. Sudden acquisition of wealth, status, personal or emotional are all but agents for change, positively or otherwise.

And so, the meaning of meanings evolved symbiotically as well.

For example, the meaning of 'SHARING', in the true conventional meaning was to share fairly between one 2 or more people in any given circumstance, more so referred to in business ventures.

But with time moving at the speed of light, so does people's definition of the word 'SHARING'. It has now meant to be "I take everything".

In business, the term 'DELAYED GRATIFICATION' has also gone to the dogs. Every one seems to want to make their millions NOW. Not tomorrow. Not day after.

And "MEANS JUSTIFIES THE ENDS" seems to be the right thing to do. What ever happens to others is no longer a matter of moral concern.

Well, to all my friends out there, I wish to remain the same me as far as values are concerned. Relationship, loyalty, hard work is still very much in vogue with this kampung boy. But, Donald Trump happens to say the same in his book 'THINK BIG AND KICK ASS'. Thank you, sir, Mr Trump. At least I know I am on the right track in living my life - business or other wise.

And yes, I do see certain things that some of you might overlook simply because you guys are just zapping through time in your conquest for your Everest of Wealth.

And I want to live a peaceful life still with my own set of meanings. I might not subscribe to your evolution of meanings, but at least I am well posted.

My recent trip to Kuching, Sibu and Miri as usual has always been a journey of re-discovery of people I thought of as friends for so long. Well, that is life. Sometimes it still hurts, but just a little.

Yours truly,

The Kampung Boy,
KL.

LIFE IS A FAIR GAME

In July 2004, I was literally forced to leave a huge organization we built for 6 years and my other half was eventually terminated depriving us of the income we built out of blood sweat and tears over the 6 years in business.

Justice was never served. Our business lines were moved and despite my other half writing to the Head Office in Australia, not a word came back.

And the allegations based on half truths almost made me believed myself. We went through a very difficult time in our life, emotionally and financially. I wonder how I survived those painful times of our life. But survived we did.

And today, time has yet to fail its role in telling the truth. Without exception, those who robbed us off, have lost everything, from business to networks to significance. And it is no secret that some of the top guns are suffering big time now.

Well, we lost one of the biggest network in the Asia Pacific Region. But today, for what we have all over Malaysia, Indonesia and some leads into Thailand, to say we are 30 times bigger than what was taken away from us then, would be a rather fair statement.

Thanks guys for pushing us into this league. And what you guys are going through is just a fraction of what we went through with all the humiliating allegations.

And to the few that stuck by me through thick and thin, well, now is our time for the big game!

They said, "Every dog has it's day." Now I believe it.

Yours truly,

MA,
The Kampung Boy.

FINANCIAL TROUBLES?

1. IF BEING BROKE AND IN DEBTS BOTHERS YOU,

2. IF BEING STRUGGLING PAST 5, 10, 15, 20, 25, 30 YEARS AND LIFE
IS IN FACT GETTING WORSE, BOTHERS YOU,

3. IF THERE IS AN AFFORDABLE WAY OUT TO PERMANENTLY SOLVE
YOUR FINANCIAL WOES WITHIN NEXT 6-8MONTHS INTERESTS YOU,

THEN, WE SHOULD GET IN TOUCH, SO THAT WE CAN HELP EACH OTHER.

GENUINE, REAL BUSINESS. SIMPLE YET REVOLUTIONARY INCOME
POTENTIALS BEYOND YOUR WILDEST IMAGINATIONS!

CALL ME: +6016 328 6788. email me: muhdabdullah@gmail.com

GETTING IN TOUCH AND MEETING IS FREE OF ANY
OBLIGATION.

BUT REFUSING TO FIND OUT, COULD BE YOUR MOST EXPENSIVE
MISTAKE EVER IN LIFE.

GET IT STRAIGHT FROM ME, NO BULLS !

CALL ME: +6016 328 6788. email me: muhdabdullah@gmail.com



BANYAK HUTANG?




1. KALAU BEBAN HUTANG MENGGANGGU ANDA,

2. KALAU SUDAH BERKERJA/BERNIAGA SELAMA 5, 10, 15, 20, 25, 30 TAHUN
LALU TIDAK JUGA MEMPERBAIKKI KEHIDUPAN, MALAHAN BERTAMBAH BERAT,

3. ANDA TERCARI-CARI JALAN KELUAR YANG BOLEH SELESAIKAN MASALAH
DALAM MASA 6 - 8 BULAN INI,


MAKA, KITA SEHARUSNYA BERTEMU UNTUK SAMA-SAMA MEMBANTU SESAMA KITA DENGAN PELUANG BISNES YANG 'GENUINE' SERTA MAMPU MILIK.

BISNES YANG TERSANGAT MUDAH TETAPI PUNYA POTENSI REVOLUSIONER.

HUBUNGI SAYA: +6016 328 6788. email: muhdabdullah@gmail.com

BERHUBUNG DAN BERJUMPA ITU PERCUMA DAN TIADA SEBARANG OBLIGASI.

TETAPI KEENGGANAN UNTUK MENGETAHUI APA YANG DITAWARKAN MUNGKIN MENJADI SESALAN YANG PALING MAHAL DALAM HIDUP ANDA.

HUBUNGI SAYA: +6016 328 6788. email: muhdabdullah@gmail.com